Qualifications & Experience

• Bachelor’s degree in Finance, Accounting, Business Administration, or related field.

• 5–8 years’ experience in Credit Management, Commercial Finance, or Working Capital Management.

• Experience in FMCG, Manufacturing, or Distribution environments is highly preferred.

• Professional qualification such as CPA, ACCA, or equivalent is an added advantage.

• Strong understanding of ERP systems such as SAP, Oracle, or Dynamics.

• Develop and implement customer-specific credit frameworks aligned to business growth objectives.

• Partner with Sales and Commercial teams on credit terms, pricing, and growth agreements.

• Drive improvements in cash conversion, collections performance, and receivables management.

• Monitor customer exposure, overdue accounts, and high-risk portfolios.

• Enforce credit governance, policies, limits, and escalation procedures.

• Develop dashboards and reports on aging, collections, and customer receivables.

• Lead, coach, and develop the Credit Control team for high performance.

• Support senior management with insights on working capital and key accounts.