Consolidated Bank of Kenya Limited was incorporated on 7th December, 1989 . This was in an effort to stabilise the financial sector through the acquisition of nine insolvent institutions and thereafter restructuring them into a viable, professionally run commercial bank. The Bank enjoys an independent, dynamic, result oriented culture and a flexible and innovative approach. We understand the markets in which our clients operate and offer a service built on personalised and specialised banking solutions. We offer one of the widest range of banking products and services in the market today. We realize that a growing business demands a lot of time and energy. We understand these challenges and continously develop flexible, innovative and convinient financial solutions to help our customers achieve personal and business success. With years of banking experience and special focus on SMEs, we are in a strong position to help growing businesses unlock their potential and sail through the complexities they may face. The bank is fully owned by the Government with the majority shareholding in the bank (78%) held by The National Treasury. The remaining shareholding is spread over twenty-five (25) parastatals and other quasi government organizations.Job Purpose Reporting to the Branch Manager, the Business Development Manager will be responsible for be responsible for delivering business performance through marketing of the Bank products while ensuring optimum productivity, quality loan book, operational efficiency and relations management. Key Responsibilities Spearhead the Credit function of the Branch by ensuring growth of a high quality loan book as per set targets. Develop good customer loan facility proposals that comply with the Bank’s credit administration standards and policy. Market new liability accounts in line with the given targets – Deposit mobilization. Review customer demands in the market and recommend products/ services that fit their needs in line with our policy. Keep abreast with new developments in customer preference and advise management on relevant changes. Manage customer relations under personal portfolio and ensure that lasting relations are established with all clients. Ensure turnaround time as per the Service Level Agreements when providing service to customers. In liaison with credit administration unit, ensure timely renewal of insurance policies for assets charged as security and timely updates of valuation reports for properties held as security for loans extended by the Bank under personal portfolio. Effective monitoring of loan repayments, mitigating risks related to default and periodically reviewing the loan portfolio to manage likely problem areas. Ensure regulatory compliance and implementation of effective ant-money laundering procedures and controls. Ensure timely submission of management reports. Qualifications and Competencies Be a holder of a bachelor’s degree in a business related field. Possession of professional banking qualifications such as AKIB, ACIB or CPA will be an added advantage. Must have a minimum of five years’ relevant working experience in the banking industry. Should possess strong credit risk management skills. Should have strong customer service orientation and commercial awareness. Should have excellent interpersonal, and negotiation skills with the ability to network, generate new business and develop strong business relations. Should have good knowledge of the Central Bank of Kenya Prudential guidelines and also the Bank’s KYC policy.