Our history dates back to 1986 when we were incorporated under the brand name, Credit Kenya Limited and commenced operations the same year as a financial institution. Later in 1995, we upgraded to a fully-fledged commercial bank and changed our brand name to Credit Bank Limited (CBL). The Bank currently has sixteen branches dotted across the country. In Nairobi, we have five branches in City Centre – Koinange Street (opened in 1995), Westlands – Empress Office Suites (2010), Industrial Area branch – Butere Road (2010), Lavington – Lavington Mall (2014) and Ngong Road – Silkwood Office Suites (2016). Our upcountry branches are in Kisumu – Swan Centre (1998), Nakuru – Giddo Plaza (2001), Kisii – Hospital Road (2004), Nakuru – Kenyatta Avenue branch (2012), Eldoret – Zion Mall (2013), Ongata Rongai – Maasai Mall (2013), Mombasa – Nyali Center (2013), Machakos – MboluMalu Road (2014), Thika – Biashara Plaza (2014), Kitengela – Safari House (2014), and Meru Town – Stemuki Building (2016) The Bank is committed to deliver cost effective innovative financial service solutions. The Bank works in partnership with all customers to help them realize their personal and business dreams as well as creating tangible value giving them an unforgettable experience. Credit Bank has a long and deep heritage, giving it tremendous potential to exploit economic and financial opportunities while effectively managing any business threats with the aim of achieve its strategic goals. The Bank has a strategic focus to be an institution of choice offering financial solutions driven by efficiency, innovation and technology. Job Summary The Relationship Manager will be responsible for driving business growth through customer acquisition, portfolio expansion, deposit mobilization, and effective relationship management while delivering superior customer experience. The role is also accountable for maintaining portfolio quality, supporting recoveries, and ensuring compliance with regulatory requirements and the Bank's policies and procedures. DUTIES AND RESPONSIBILITIES Drive achievement of business targets relating to customer acquisition, deposit mobilization, asset growth, profitability, and market share expansion. Develop and manage a strong pipeline of prospective customers and deepen relationships with existing clients to enhance customer retention and wallet share. Identify and capitalize on market opportunities to grow the Bank's retail, SME, and corporate business portfolios. Promote and cross-sell the Bank's products and services to maximize revenue and enhance customer value. Collaborate with branch teams and other business units to drive growth of the Bank's asset and liability portfolios. Prepare quality credit proposals and work closely with the Credit Department to ensure timely and efficient processing of facilities. Monitor portfolio performance and proactively manage delinquencies and recoveries to maintain portfolio quality and minimize non-performing loans. Conduct regular customer visits and provide responsive, high-quality service to strengthen customer relationships and satisfaction. Gather market intelligence and recommend strategies, products, and service improvements to enhance the Bank's competitiveness. Manage sales and relationship management costs effectively to ensure optimal utilization of resources and improved profitability. Prepare and submit periodic business performance and portfolio reports to support effective decision-making. Ensure strict compliance with all regulatory requirements, Anti-Money Laundering (AML), Know Your Customer (KYC), and internal policies while upholding high standards of risk management and ethical conduct. MINIMUM QUALIFICATIONS, SKILLS AND EXPERIENCE REQUIRED Bachelor’s degree in business, Finance, Economics, or a related field. At least 5 years in business  development as direct sales , business, or corporate   relationship management in a commercial bank in Kenya. Excellent understanding of banking products and services Strong understanding of credit analysis, portfolio management, and debt recovery. Demonstrated ability to build and sustain profitable customer relationships. Strong negotiation, communication, and presentation skills. Sound knowledge of CBK Prudential Guidelines, AML/CFT regulations, and KYC requirements. High level of integrity, initiative, and results orientation