Educational Qualifications**

• Minimum Bachelor's Degree in Finance, Economics, Business Analytics, Accounting, or a related field

• Professional certification (CFA, ACCA, CPA, or equivalent) is an advantage

Technical Skills, Competencies & Experience****

• 3–6 years of experience in a financial analysis, FP&A, investment analysis, or financial modelling role

• Demonstrated ability to independently build complex financial models, including 3-statement models (P&L, Balance Sheet, Cash Flow) from scratch; this is non-negotiable

• Advanced proficiency in Microsoft Excel or Google Sheets — non-negotiable

• Familiarity with Power BI, Looker, or Python is an advantage

• Strong understanding of financial reporting frameworks, modelling principles, and portfolio analytics

• Exposure to microfinance, development finance, or impact investing is a plus — but not required

• Experience working across African markets is preferred

• Strong written and verbal communication skills — able to present financial outputs clearly to non-finance stakeholders

• Detail-oriented, structured thinker with a strong interest in process improvement and data integrity

• Curious, proactive, and self-driven — comfortable operating in a fast-moving, lean team environment**

Financial Modelling

• Build, maintain, and refine financial models covering ISA portfolio performance, fund-level economics, and Group-level consolidations

• Develop and own scenario-based models assessing the impact of key variables, deployment timing, repayment rates, FX movements, and salary growth — on portfolio and company financial performance

• Support financial feasibility assessments for new Business Development initiatives, including IRR, NPV, and FX sensitivity analysis

• Contribute to impairment calculations and ECL estimation processes across all operating markets

Financial Planning & Analysis

• Track budget vs. actuals across departments and countries — providing structured variance analysis with clear commentary

• Support financial planning, forecasting, and annual budgeting cycles — including multi-scenario planning

• Assist in preparing financial inputs for EXCO, Board, and investor reporting cycles

• Contribute to the 2027 Strategic Annual Plan with scenario overviews covering deployment timing, tranche mix, and FX impact

Reporting & Data Management

• Build and maintain integrated financial reports using internal datasets, ensuring complete, timely, and actionable outputs for key stakeholders

• Review existing reports and enhance structure, clarity, and utility for decision-making

• Collaborate cross-functionally with Operations, Credit, and Programme teams to integrate data inputs for unified reporting

• Utilize the Data Warehouse as the primary data source for all financial reporting — ensuring alignment, consistency, and data accuracy

Process Improvement & Documentation

• Assist in automating repetitive financial tasks and improving data flow between systems

• Document key FP&A processes such as ISA calculations, impairment methodology, and reporting workflows

• Identify and implement opportunities to improve reporting quality, internal controls, and process efficiency

• Contribute to the team's SOP and Runbook library across core FP&A functions