Housing Finance Company of Kenya was incorporated as the premier mortgage Finance Institution in Kenya licensed under the Banking Act with the CDC and the GoK owning 60% and 40% respectively. Housing Finance started operations with the main objective of implementing the government’s policy of promoting thrift and home ownership by lending funds advanced from First Permanent East Africa Limited (FPEA). Operations were restricted to the zoned residential areas within Nairobi and Mombasa. Deposits of FPEA in Kenya were transferred to HFCK while the Tanzanian and Ugandan deposits were transferred to The Permanent Housing Finance Company of Tanzania and the Housing Finance Company of  Uganda respectively.   About the Role The role holder is responsible for growing the Retail Sales portfolio, balance sheet, and effective management of sales staff in order to manage cost and maximize profitability. Key Accountabilities Drive set targets through customer growth and retention across all lines; deposits, lending, Cards, and NFI Deposit mobilization Plan, drive and monitor the Branch sales strategies through segment focus, customer focus needs-based selling Develop and refine regional sales toolkits, client materials and training to reflect the various target proposition Performance Management- Run daily, weekly and monthly reviews with the sales staff to ensure the Teams are constantly engaged and ahead of targets Cost management and Revenue Generation Drive cheap deposits to reduce on the cost of funds.  People management Implement effective HR standards and strategies, manage succession plan, and retain key talent, constant discipline in performance management Manage the sales staff by providing ongoing individual coaching and training to assure ensure achievement of sales goals, member retention and deepening member relationships.  Continuous review & appraisal of sales staff performance and immediate corrective action.  Ensure sales staff are motivated for maximum productivity Cultivate a team culture that enhances support for each other to ensure overall productivity. Arrange, conduct or recommend appropriate training for branch staff to enable them carry out their duties effectively & efficiently. Ensure discipline and adherence to staff code of ethics by sales staff. Ensure planned leave schedule & execution for branch sales staff. Implement processes to prevent mis-selling, misrepresentation, fraud and adherence to customer data confidentiality principles Ensure the Team adhere to all KYC guidelines and procedures, comply with local regulatory requirements, reflect best practices Ensure the team comply with all applicable money laundering prevention procedures and, in particular, report any suspicious activity to the Unit Money Laundering Prevention Officer Qualifications A Degree in a business-related field from a recognized institution Minimum of 5 years’ experience in sales management within the Banking Industry Demonstrate knowledge of banking operations. Problem solving and analytical skills Demonstrate integrity and ethical standards  Attentive to details