QUALIFICATION AND EXPERIENCE REQUIREMENTS**
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A university degree preferably in a business-related field.
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AKIB banking certificates will be an added advantage.
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3 years’ experience in banking, 2 of which should be in Business development and customer relationship management.
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Solid analytical skills and experience in credit appraisal, handling and resolving customer requests and queries.
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Good understanding of prudential guidelines and KYC.
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Have strong communication and team building skills with ability to work with diverse teams.
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Resilient, Confident, and self-motivated.
Method of Application**
Interested candidates who meet the criteria above are encouraged to send their application letters and detailed CVs . Kindly indicate the position title on the subject line when applying
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Drive and Implement solutions for the Agribusiness branch portfolio based on the Bank’s strategy.
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Increase bank deposits for the Agribusiness portfolio and the bank.
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Drive the Agribusiness portfolio while fostering & growing relationships within the Agribusiness customer base.
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Drive to increase interest and non-interest income from Agribusiness banking. Agribusiness Customer based focus on increase of customer numbers, product and tariff development, channels, and Innovation.
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Conducting market intelligence and surveys in respect to competitor products and market trends.
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New Agribusiness product development
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Appraisal and evaluation of all new Agribusiness credit facilities generated from Branch staff and recommendation to credit department for approval.
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Ensure participation in relevant forums with key partners/customers.
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Proactively engage customers to establish service levels and initiate constant improvement.
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Provide regular and honest feedback to agents and clients.
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Ensure that sub-ordinates maintain a good rapport with all customers in a professional manner.
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Keep customers constantly informed on the progress of their applications and drive this culture throughout the team.
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Maintain a high quality-lending book, through prudent and effective management thereof.
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Ensure that allocated work is processed within the set TAT, therefore meeting monthly targets.
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Cross – selling of all bank services and marketing for new business.
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Collection of market intelligence information, local competition, products, and levels of service.
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Maintain a good quality loan book by ensuring arrears on normal and watch category accounts are collected promptly.
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Training of new and existing clients on the Bank’s products.
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Develop rapport with potential clients and be able to close sales and contracts in lending and bank business acquisition.
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To perform any other duty as assigned in line with the Organizational goals and objectives.